These are part of the Buyers Closing Costs as found in the Closing Statement (HUD)
Costs are based on the type of financing involved  (If applicable *)

CASH PURCHASE

BUYER’S CHARGES:
Homeowner’s Insurance Policies
Flood Insurance Policies (N/A for properties in Piper’s)
Recording Fee for Deed
Recording Fee for Deed at $.70 per page
Recording Fee for Mortgage * at $.70 per page
Settlement Fees
Courier Fees
Unpaid bills and inspections costs
Survey (Generally not required because this is a Platted Community)
Real Estate Taxes Pro-Rated to Date of Closing
Advalorem (based on the value of the home) taxes paid in arrears
Non-Advalorem expenses paid in advance
Pipers HOA Equity $65,000
Pipers HOA Estoppel fees

CONVENTIONAL MORTGAGES

BUYER’S CHARGES:
Homeowner’s Insurance Policies
Flood Insurance Policies (NA Pipers)
Recording Fee for Deed
Recording Fee for Deed at $.70 per page
Recording Fee for Mortgage * at $.70 per page
Settlement Fees
Courier Fees
Unpaid bills and inspections costs
Survey (Generally not required because this is a Platted Community)
Real Estate Taxes Pro-Rated to Date of Closing
Advalorem (based on the value of the home) taxes paid in arrears
Non-Advalorem expenses paid in advance
Pipers HOA Equity $65,000
Pipers HOA Estoppel fees
Escrow funds for RE Taxes, Insurance, Mortgage Insurance, and Pipers HOA fees
Loan Origination Fee, Points, and Underwriting
Document Preparation Fee
Appraisal Fee
Credit Report
Flood Certification Fee
Property Inspections
Prepaid Interest from date of closing through the end of the month
Recording Fee for Deed at $.70 per page
Recording Fee for Mortgage at $.70 per page
Doc Stamps on Mortgage ($.35 per $100 Mortgage)
Intangible Tax on Mortgage ($.002 X Mortgage Amount)
Lender’s Attorney Fees
A simultaneous issue for Lender’s Title Insurance Policy
Endorsements to Lender’s Title Policy

VA and FHA MORTGAGES

BUYER’S CHARGES:
Homeowner’s Insurance Policies
Flood Insurance Policies (NA Pipers)
Recording Fee for Deed
Recording Fee for Deed at $.70 per page
Recording Fee for Mortgage * at $.70 per page
Settlement Fees
Courier Fees
Unpaid bills and inspections costs
Survey (Generally not required because this is a Platted Community)
Real Estate Taxes Pro-Rated to Date of Closing
Advalorem (based on the value of the home) taxes paid in arrears
Non-Advalorem expenses paid in advance
Pipers HOA Equity $65,000
Pipers HOA Estoppel fees
Escrow funds for RE Taxes, Insurance, and Mortgage Insurance
Pipers HOA fees
Loan Origination Fee, Points, and Underwriting
Document Preparation Fee
Appraisal Fee
Credit Report
Flood Certification Fee
Property Inspections
Prepaid Interest from date of closing through the end of the month
Recording Fee for Deed at $.70 per page
Recording Fee for Mortgage at $.70 per page
Doc Stamps on Mortgage ($.30 per $100 Mortgage)
Intangible Tax on Mortgage ($.002 X Mortgage Amount)
Lender’s Attorney Fees
Simultaneous issue for Lender’s Title Insurance Policy
Endorsements to Lender’s Title Policy
VA Funding Fee (VA only)
FHA Premium (FHA only)